Loan Rates & Fees

*The Credit Score is determined by the Beacon Score obtained by an approved Credit Bureau of N.G.H. Credit Union.

*APR = Annual Percentage Rate. Payment Example: At 3.00% APR, 48 monthly payments of $22.13 for each $1,000 borrowed.
**Rates are valid on new loans or refinances of loans financed at another financial institution. Loans currently financed through NGH Credit Union are not eligible. Rates are stated as APR (Annual Percentage Rate) – Rates are based on an evaluation of credit history, so your rate may differ. Not all applicants will qualify for the lowest rate or longest repayment term. Terms, rates, and conditions are subject to change without notice.

Loan Fees

Loan Application $25.00 per loan
Loan Application $25.00 per ADVance Loan